Property taxTennesseeCensus ACS 2020–2024
Tennessee property tax rates by county
Homeowners in Tennessee pay a median $1,442 a year in property tax, 0.50% of the median home value.The median home is worth $286,700. Tennessee ranks 43rd of 51 (50 states and DC, 1 = highest rate); its rate is 46% lower than the US rate (0.94%). Across its 95 counties the rate runs from 0.28% in Sevier County to 0.98% in Shelby County.
Effective rate
0.50%
#43 of 51 · US 0.94%
Median tax paid
$1,442
± $8 · US $3,119
Median home value
$286,700
US $332,700
Paid by homeowners
$3.6 billion
a year, 1,890,569 owner-occupied homes
Compared with other states
Tennessee's property tax rate is 46% lower than the US rate
Effective property tax rate (median tax ÷ median home value). Grey ticks: the other 50 states and DC.
U.S. Census Bureau, ACS 2020–2024 5-year estimates.
Estimate your property tax in Tennessee
Pick a county, or keep the state rate. Home value × the effective rate.
$1,442
$120 a month at 0.50%, the effective rate for Tennessee.
| At the US rate (0.94%) | $2,688 |
An estimate from Census averages, not your bill. Your tax depends on your assessed value, local levies and any exemptions (homestead, senior, veteran) you claim.
Property tax rates across Tennessee's counties
Shelby County has Tennessee's highest rate, 0.98%; Sevier County the lowest, 0.28%
Effective rate of each of 95 counties, highest to lowest; dashed line: Tennessee as a whole
U.S. Census Bureau, ACS 2020–2024 5-year estimates.
Highest rates
| Shelby County | 0.98% |
| Lake County | 0.67% |
| Gibson County | 0.66% |
| Dyer County | 0.63% |
| Hardeman County | 0.63% |
Lowest rates
| Sevier County | 0.28% |
| Cumberland County | 0.29% |
| Fentress County | 0.32% |
| Loudon County | 0.33% |
| Fayette County | 0.33% |
Every county in Tennessee
Select a column heading to sort.
| County | Effective rate | Median tax | Median home value | Owner homes |
|---|---|---|---|---|
| Shelby County | 0.98% | $2,429 | $249,100 | 196,379 |
| Lake County | 0.67% | $653 | $97,900 | 987 |
| Gibson County | 0.66% | $1,039 | $156,900 | 14,013 |
| Dyer County | 0.63% | $1,047 | $166,400 | 9,136 |
| Hardeman County | 0.63% | $764 | $121,700 | 6,532 |
| Haywood County | 0.62% | $952 | $152,400 | 4,347 |
| Hamilton County | 0.62% | $1,925 | $312,800 | 98,531 |
| Montgomery County | 0.61% | $1,697 | $280,200 | 54,302 |
| Davidson County | 0.60% | $2,506 | $417,400 | 171,526 |
| Lauderdale County | 0.59% | $844 | $143,200 | 6,001 |
| Crockett County | 0.59% | $930 | $158,900 | 3,945 |
| Sullivan County | 0.58% | $1,234 | $213,300 | 49,708 |
| Carroll County | 0.58% | $821 | $142,400 | 8,603 |
| Coffee County | 0.57% | $1,407 | $246,800 | 15,937 |
| Cocke County | 0.57% | $898 | $158,100 | 11,558 |
| Clay County | 0.56% | $769 | $136,400 | 2,593 |
| Madison County | 0.56% | $1,185 | $211,800 | 24,898 |
| Hawkins County | 0.54% | $956 | $176,300 | 18,883 |
| Anderson County | 0.54% | $1,289 | $239,400 | 23,484 |
| Houston County | 0.54% | $929 | $172,700 | 2,715 |
| Perry County | 0.53% | $675 | $126,900 | 2,665 |
| Franklin County | 0.53% | $1,246 | $236,900 | 13,503 |
| Lawrence County | 0.53% | $1,021 | $194,400 | 13,177 |
| Roane County | 0.53% | $1,223 | $232,900 | 17,801 |
| Unicoi County | 0.52% | $994 | $189,600 | 5,682 |
| Morgan County | 0.52% | $871 | $166,300 | 6,102 |
| Washington County | 0.52% | $1,302 | $249,000 | 36,636 |
| Chester County | 0.52% | $856 | $164,400 | 4,850 |
| Obion County | 0.52% | $690 | $133,600 | 8,533 |
| Carter County | 0.51% | $864 | $168,200 | 18,366 |
| Scott County | 0.51% | $632 | $124,900 | 6,265 |
| Sumner County | 0.51% | $1,987 | $393,100 | 56,545 |
| Polk County | 0.50% | $856 | $169,900 | 6,206 |
| Tipton County | 0.50% | $1,211 | $240,600 | 17,294 |
| Claiborne County | 0.49% | $777 | $159,900 | 9,906 |
| Wayne County | 0.49% | $635 | $130,700 | 4,796 |
| Putnam County | 0.48% | $1,363 | $282,500 | 20,562 |
| Weakley County | 0.48% | $729 | $151,200 | 8,874 |
| Henderson County | 0.48% | $794 | $164,800 | 7,992 |
| Marshall County | 0.48% | $1,346 | $279,800 | 10,463 |
| Rutherford County | 0.48% | $1,839 | $382,600 | 83,895 |
| Benton County | 0.48% | $738 | $153,600 | 5,351 |
| Bedford County | 0.48% | $1,345 | $281,200 | 14,017 |
| Grainger County | 0.48% | $901 | $189,200 | 7,450 |
| Humphreys County | 0.48% | $921 | $193,400 | 5,671 |
| Lewis County | 0.48% | $824 | $173,400 | 4,414 |
| Robertson County | 0.47% | $1,577 | $335,000 | 21,932 |
| Cheatham County | 0.47% | $1,582 | $338,700 | 13,273 |
| Dickson County | 0.47% | $1,431 | $306,400 | 17,465 |
| Smith County | 0.47% | $1,136 | $243,800 | 6,100 |
| Hickman County | 0.46% | $1,038 | $224,100 | 7,475 |
| Decatur County | 0.46% | $644 | $139,600 | 3,396 |
| Stewart County | 0.46% | $939 | $204,700 | 4,315 |
| Jackson County | 0.46% | $710 | $155,500 | 3,888 |
| Blount County | 0.45% | $1,453 | $320,500 | 42,744 |
| Bradley County | 0.45% | $1,187 | $261,900 | 28,650 |
| Lincoln County | 0.45% | $1,038 | $229,700 | 11,259 |
| Sequatchie County | 0.45% | $1,051 | $232,600 | 4,832 |
| Moore County | 0.45% | $1,288 | $285,300 | 2,260 |
| Maury County | 0.45% | $1,588 | $355,700 | 29,995 |
| Hancock County | 0.45% | $599 | $134,500 | 2,110 |
| Henry County | 0.44% | $705 | $160,200 | 9,891 |
| Van Buren County | 0.44% | $693 | $159,200 | 2,220 |
| Rhea County | 0.43% | $894 | $206,000 | 9,632 |
| Greene County | 0.43% | $890 | $207,500 | 21,899 |
| Marion County | 0.43% | $833 | $195,200 | 9,322 |
| Jefferson County | 0.43% | $978 | $229,300 | 16,542 |
| Knox County | 0.43% | $1,367 | $320,900 | 131,117 |
| Cannon County | 0.43% | $1,073 | $252,000 | 4,527 |
| Giles County | 0.42% | $989 | $234,300 | 8,839 |
| Wilson County | 0.42% | $1,787 | $428,000 | 45,547 |
| Warren County | 0.42% | $805 | $192,900 | 11,738 |
| Monroe County | 0.41% | $934 | $227,500 | 14,225 |
| Hardin County | 0.41% | $658 | $160,400 | 8,580 |
| Hamblen County | 0.41% | $862 | $210,900 | 18,239 |
| Pickett County | 0.41% | $728 | $178,500 | 1,808 |
| White County | 0.40% | $838 | $207,200 | 8,630 |
| Williamson County | 0.40% | $3,004 | $751,900 | 72,671 |
| Johnson County | 0.40% | $710 | $178,600 | 5,655 |
| Macon County | 0.39% | $874 | $225,700 | 6,938 |
| Overton County | 0.39% | $669 | $173,200 | 6,978 |
| Meigs County | 0.39% | $693 | $180,000 | 4,238 |
| McNairy County | 0.38% | $619 | $161,800 | 7,925 |
| Grundy County | 0.38% | $586 | $154,000 | 4,320 |
| Campbell County | 0.37% | $691 | $186,500 | 11,893 |
| Union County | 0.37% | $752 | $204,000 | 6,360 |
| Bledsoe County | 0.36% | $688 | $189,400 | 4,008 |
| McMinn County | 0.35% | $748 | $211,800 | 16,078 |
| DeKalb County | 0.35% | $824 | $235,500 | 6,282 |
| Trousdale County | 0.35% | $1,166 | $337,600 | 2,755 |
| Fayette County | 0.33% | $1,140 | $340,800 | 14,014 |
| Loudon County | 0.33% | $1,162 | $348,000 | 19,311 |
| Fentress County | 0.32% | $535 | $168,200 | 6,466 |
| Cumberland County | 0.29% | $730 | $250,500 | 22,614 |
| Sevier County | 0.28% | $824 | $299,000 | 28,519 |
What homeowners pay
16% of Tennessee homeowners pay $3,000 or more a year (US 49%)
Owner-occupied homes by yearly real estate taxes paid
| Yearly property tax paid | Share of homeowners |
|---|---|
| No real estate taxes paid | 4% |
| Less than $800 | 22% |
| $800 to $1,499 | 28% |
| $1,500 to $1,999 | 13% |
| $2,000 to $2,999 | 16% |
| $3,000 or more | 16% |
U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25102.
Median tax with a mortgage: $1,585; without: $1,258.
Five years earlier
| 2015–2019 | 2020–2024 | Change | |
|---|---|---|---|
| Median property tax paid | $1,190 | $1,442 | +21% |
| Median home value | $167,200 | $286,700 | +71% |
| Effective rate | 0.71% | 0.50% | -0.21 pts |
Nearby states
| State | Effective rate |
|---|---|
| Kentucky median $1,544 | 0.75% |
| Indiana median $1,614 | 0.74% |
| Mississippi median $1,215 | 0.72% |
| North Carolina median $1,896 | 0.66% |
| Arkansas median $1,040 | 0.55% |
| Tennessee median $1,442 | 0.50% |
| Alabama median $788 | 0.38% |
Where to check your own bill
Property tax in Tennessee is assessed and billed locally. State rules, exemptions and relief programs: Tennessee Comptroller, Division of Property Assessments.
Questions and answers
- What is the property tax rate in Tennessee?
- The effective rate is 0.50%: a median $1,442 a year on a median home value of $286,700 (Census ACS 2020-2024). It ranks 43rd of the 50 states and DC.
- How much is property tax on a $300,000 house in Tennessee?
- About $1,509 a year at the state's effective rate; it varies by county, from $827 in Sevier County to $2,925 in Shelby County.
- Which county in Tennessee has the highest property tax?
- By effective rate, Shelby County (0.98%). By median bill, Williamson County ($3,004). The lowest rate is in Sevier County (0.28%).
- Does this include all property taxes?
- It is the real estate tax that owner-occupants report paying on their home. Business property, renters' indirect costs and personal property taxes on cars are not included.
Related
- Property taxes by stateranking
- Property tax calculatorany US county
- Where do my state taxes go in Tennessee?state budget
- Tennessee income tax calculatortake-home pay
- Federal money in TennesseeUSAspending
Sources and notes
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (released December 2025), tables B25103 (median real estate taxes paid by mortgage status), B25077 (median value), B25102 (mortgage status by real estate taxes paid), B25090 and B25082 (aggregate taxes paid and aggregate value) and B25003 (tenure). Owner-occupied homes. Public domain.
- Five years earlier: ACS 2015–2019 5-year estimates, tables B25103 and B25077. Dollars are nominal.
- Effective rate = median real estate taxes paid ÷ median home value. Taxes are what homeowners report paying for the year; values are what they say the home would sell for. Where the Census Bureau caps the median tax at “$10,000+”, the rate is total taxes paid ÷ total home value instead. ± figures are the Census 90% margins of error.
- Page built 2026-10-10.