Where My Taxes Go

Property taxTennesseeCensus ACS 2020–2024

Roane County, Tennessee property tax rate

Homeowners in Roane County pay a median $1,223 a year in property tax, an effective rate of 0.53% of home value.The median home is worth $232,900. That rate is about the same as the Tennessee rate (0.50%) and 44% lower than the US rate (0.94%). It is the 24th highest of 95 counties in Tennessee.

Effective rate
0.53%
#24 of 95 in TN · #2,554 of 3,134 in the US
Median tax paid
$1,223
± $56 · US $3,119
Median home value
$232,900
US $332,700
Paid by homeowners
$27.8 million
a year, 17,801 owner-occupied homes

Compared with the state and the US

Roane County's rate is 44% lower than the US rate

Effective property tax rate (median tax ÷ median home value). Grey ticks: the other 94 counties in Tennessee.

0.00%0.25%0.50%0.75%1.00%1.25%Tennessee 0.50%US 0.94%Roane County 0.53%0.00%0.25%0.50%0.75%1.00%1.25%Tennessee 0.50%US 0.94%Roane County 0.53%

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.

Estimate your property tax in Roane County

Home value × the county's effective rate. Change the value to see your estimate.

Estimated property tax a year

$1,223

$102 a month at 0.53%, the effective rate for Roane County.

At the Tennessee rate (0.50%)$1,171
At the US rate (0.94%)$2,183

An estimate from Census averages, not your bill. Your tax depends on your assessed value, local levies and any exemptions (homestead, senior, veteran) you claim.

Neighbouring counties

Anderson County has the highest rate next to Roane County

Effective property tax rate of every county that borders Roane County

CountyEffective rate
Anderson County median $1,2890.54%
Roane County median $1,2230.53%
Morgan County median $8710.52%
Rhea County median $8940.43%
Knox County median $1,3670.43%
Meigs County median $6930.39%
McMinn County median $7480.35%
Loudon County median $1,1620.33%
Cumberland County median $7300.29%

U.S. Census Bureau, ACS 2020–2024 5-year estimates; county adjacency file 2024.

What homeowners pay

13% of Roane County homeowners pay $3,000 or more a year (US 49%)

Owner-occupied homes by yearly real estate taxes paid, with and without a mortgage combined

Yearly property tax paidShare of homeowners
No real estate taxes paid3%
Less than $80027%
$800 to $1,49934%
$1,500 to $1,99911%
$2,000 to $2,99912%
$3,000 or more13%

U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25102.

Median tax with a mortgage: $1,269; without a mortgage: $1,153. Homes with a mortgage tend to be newer, bought more recently and worth more.

Five years earlier

The median tax bill rose 24% between the 2015–2019 and 2020–2024 surveys while median home value rose 55%, so the effective rate went down from 0.66% to 0.53%.

2015–20192020–2024Change
Median property tax paid$986$1,223+24%
Median home value$150,300$232,900+55%
Effective rate0.66%0.53%-0.13 pts

Where to check your own bill

Your actual bill is set locally: the county assessor values your home, and the county, city, school district and other local districts each set a rate on that value. Exemptions such as a homestead exemption can cut the bill. Check your assessment and bill with the Roane County assessor or tax collector.

State rules and exemptions: Tennessee Comptroller, Division of Property Assessments.

Questions and answers

What is the property tax rate in Roane County?
The effective rate is 0.53%: homeowners paid a median $1,223 a year on a median home value of $232,900 (Census ACS 2020-2024). The Tennessee rate is 0.50% and the US rate 0.94%.
How much is property tax on a $300,000 house in Roane County?
About $1,575 a year ($131 a month) at the county's effective rate of 0.53%. Your bill depends on your assessed value, local levies and exemptions.
Is property tax in Roane County high?
Roane County's rate is about the same as the Tennessee rate and 44% lower than the US rate. It ranks 24th of 95 counties in Tennessee and 2,554 of 3,134 US counties (1 = highest).
Why might my bill be different?
The rate here is an average across homeowners. Bills depend on when the home was last assessed, the levies of your city and school district, and exemptions or caps you qualify for.

Related

Sources and notes

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (released December 2025), tables B25103 (median real estate taxes paid by mortgage status), B25077 (median value), B25102 (mortgage status by real estate taxes paid), B25090 and B25082 (aggregate taxes paid and aggregate value) and B25003 (tenure). Owner-occupied homes. Public domain.
  2. Five years earlier: ACS 2015–2019 5-year estimates, tables B25103 and B25077. Dollars are nominal.
  3. Effective rate = median real estate taxes paid ÷ median home value. Taxes are what homeowners report paying for the year; values are what they say the home would sell for. Where the Census Bureau caps the median tax at “$10,000+”, the rate is total taxes paid ÷ total home value instead. ± figures are the Census 90% margins of error.
  4. Page built 2026-10-10.