Property taxKentuckyCensus ACS 2020–2024
Kentucky property tax rates by county
Homeowners in Kentucky pay a median $1,544 a year in property tax, 0.75% of the median home value.The median home is worth $205,600. Kentucky ranks 29th of 51 (50 states and DC, 1 = highest rate); its rate is 20% lower than the US rate (0.94%). Across its 120 counties the rate runs from 0.48% in Rockcastle County to 1.01% in Campbell County.
Effective rate
0.75%
#29 of 51 · US 0.94%
Median tax paid
$1,544
± $10 · US $3,119
Median home value
$205,600
US $332,700
Paid by homeowners
$2.3 billion
a year, 1,239,908 owner-occupied homes
Compared with other states
Kentucky's property tax rate is 20% lower than the US rate
Effective property tax rate (median tax ÷ median home value). Grey ticks: the other 50 states and DC.
U.S. Census Bureau, ACS 2020–2024 5-year estimates.
Estimate your property tax in Kentucky
Pick a county, or keep the state rate. Home value × the effective rate.
$1,544
$129 a month at 0.75%, the effective rate for Kentucky.
| At the US rate (0.94%) | $1,927 |
An estimate from Census averages, not your bill. Your tax depends on your assessed value, local levies and any exemptions (homestead, senior, veteran) you claim.
Property tax rates across Kentucky's counties
Campbell County has Kentucky's highest rate, 1.01%; Rockcastle County the lowest, 0.48%
Effective rate of each of 120 counties, highest to lowest; dashed line: Kentucky as a whole
U.S. Census Bureau, ACS 2020–2024 5-year estimates.
Highest rates
| Campbell County | 1.01% |
| Harlan County | 0.99% |
| Kenton County | 0.98% |
| Letcher County | 0.96% |
| Bracken County | 0.92% |
Lowest rates
| Rockcastle County | 0.48% |
| Carter County | 0.49% |
| Menifee County | 0.51% |
| Clinton County | 0.52% |
| Cumberland County | 0.54% |
Every county in Kentucky
Select a column heading to sort.
| County | Effective rate | Median tax | Median home value | Owner homes |
|---|---|---|---|---|
| Campbell County | 1.01% | $2,556 | $252,000 | 27,886 |
| Harlan County | 0.99% | $732 | $73,700 | 7,680 |
| Kenton County | 0.98% | $2,395 | $244,400 | 47,658 |
| Letcher County | 0.96% | $648 | $67,400 | 6,274 |
| Bracken County | 0.92% | $1,149 | $125,000 | 2,642 |
| Henderson County | 0.90% | $1,548 | $171,900 | 12,015 |
| Oldham County | 0.90% | $3,519 | $393,100 | 20,058 |
| Union County | 0.89% | $927 | $104,500 | 3,651 |
| Boyd County | 0.88% | $1,156 | $130,700 | 13,549 |
| Webster County | 0.88% | $993 | $112,900 | 3,632 |
| Greenup County | 0.87% | $1,171 | $134,000 | 11,837 |
| Fayette County | 0.87% | $2,542 | $293,500 | 75,121 |
| Jefferson County | 0.86% | $2,136 | $248,400 | 205,981 |
| Boone County | 0.86% | $2,372 | $277,300 | 38,868 |
| Lee County | 0.84% | $705 | $83,900 | 2,017 |
| Daviess County | 0.84% | $1,675 | $199,900 | 28,341 |
| Bullitt County | 0.83% | $2,050 | $247,200 | 26,962 |
| Gallatin County | 0.83% | $1,476 | $178,200 | 2,451 |
| Mercer County | 0.83% | $1,672 | $202,300 | 6,971 |
| Boyle County | 0.82% | $1,731 | $209,900 | 8,185 |
| Martin County | 0.82% | $716 | $86,900 | 3,272 |
| Leslie County | 0.82% | $563 | $69,000 | 3,619 |
| Henry County | 0.81% | $1,611 | $197,900 | 4,688 |
| Bell County | 0.81% | $723 | $89,000 | 5,847 |
| Fulton County | 0.80% | $634 | $79,100 | 1,576 |
| Pendleton County | 0.80% | $1,275 | $159,800 | 4,063 |
| Nelson County | 0.79% | $1,891 | $238,000 | 15,001 |
| Franklin County | 0.79% | $1,716 | $216,600 | 14,646 |
| Carlisle County | 0.78% | $945 | $120,400 | 1,499 |
| Magoffin County | 0.78% | $694 | $89,000 | 3,570 |
| Hopkins County | 0.77% | $1,104 | $142,800 | 13,009 |
| Monroe County | 0.77% | $891 | $115,900 | 3,293 |
| Shelby County | 0.77% | $2,339 | $304,800 | 13,651 |
| Carroll County | 0.76% | $1,070 | $140,900 | 2,747 |
| Floyd County | 0.76% | $748 | $98,700 | 10,611 |
| Anderson County | 0.75% | $1,697 | $225,100 | 7,492 |
| McCracken County | 0.75% | $1,410 | $188,100 | 19,024 |
| Knott County | 0.74% | $571 | $77,000 | 4,016 |
| Montgomery County | 0.73% | $1,265 | $172,200 | 7,518 |
| Madison County | 0.73% | $1,698 | $232,000 | 22,965 |
| Jessamine County | 0.73% | $1,960 | $268,100 | 13,291 |
| Ballard County | 0.73% | $1,065 | $145,800 | 2,438 |
| Breathitt County | 0.73% | $510 | $70,300 | 4,185 |
| Lincoln County | 0.72% | $1,066 | $147,300 | 7,417 |
| Owen County | 0.72% | $1,220 | $168,700 | 3,740 |
| Marshall County | 0.72% | $1,252 | $173,800 | 10,775 |
| Owsley County | 0.71% | $570 | $80,100 | 1,099 |
| Lawrence County | 0.71% | $793 | $111,700 | 4,934 |
| Bourbon County | 0.71% | $1,627 | $229,300 | 5,181 |
| Clark County | 0.71% | $1,451 | $205,800 | 10,640 |
| Woodford County | 0.70% | $2,108 | $299,700 | 7,759 |
| Perry County | 0.70% | $643 | $91,800 | 7,800 |
| Clay County | 0.70% | $634 | $90,700 | 5,565 |
| Garrard County | 0.69% | $1,422 | $204,900 | 5,349 |
| Taylor County | 0.69% | $1,202 | $174,200 | 7,063 |
| Pike County | 0.69% | $772 | $112,000 | 18,287 |
| Marion County | 0.69% | $1,157 | $168,100 | 5,999 |
| Grant County | 0.68% | $1,432 | $209,500 | 6,930 |
| Barren County | 0.68% | $1,212 | $178,000 | 11,743 |
| Meade County | 0.68% | $1,408 | $207,900 | 8,155 |
| Metcalfe County | 0.67% | $743 | $110,200 | 3,185 |
| Hickman County | 0.67% | $779 | $115,700 | 1,226 |
| Estill County | 0.67% | $799 | $119,500 | 4,207 |
| Spencer County | 0.66% | $2,188 | $330,000 | 6,427 |
| Trimble County | 0.66% | $1,139 | $172,000 | 2,696 |
| Scott County | 0.66% | $1,908 | $288,500 | 16,242 |
| Hart County | 0.66% | $965 | $146,000 | 5,343 |
| Morgan County | 0.66% | $780 | $118,200 | 3,853 |
| Johnson County | 0.66% | $792 | $120,200 | 6,173 |
| Hancock County | 0.66% | $930 | $141,200 | 2,807 |
| Harrison County | 0.66% | $1,328 | $202,100 | 5,209 |
| Graves County | 0.66% | $970 | $147,800 | 10,755 |
| Knox County | 0.66% | $779 | $118,700 | 7,650 |
| Hardin County | 0.66% | $1,480 | $225,800 | 27,921 |
| Washington County | 0.66% | $1,174 | $179,200 | 3,767 |
| Bath County | 0.65% | $850 | $129,800 | 3,510 |
| Green County | 0.65% | $817 | $125,000 | 3,431 |
| Mason County | 0.65% | $1,055 | $161,500 | 4,711 |
| Calloway County | 0.65% | $1,195 | $183,200 | 9,738 |
| McCreary County | 0.65% | $554 | $85,300 | 4,351 |
| Christian County | 0.65% | $1,126 | $173,600 | 12,874 |
| Warren County | 0.65% | $1,668 | $258,000 | 30,964 |
| Whitley County | 0.64% | $849 | $131,800 | 9,043 |
| Adair County | 0.64% | $971 | $150,800 | 5,510 |
| Fleming County | 0.64% | $866 | $134,700 | 4,384 |
| Lewis County | 0.64% | $617 | $96,000 | 3,974 |
| McLean County | 0.64% | $954 | $148,500 | 3,013 |
| Pulaski County | 0.63% | $1,057 | $166,900 | 18,996 |
| Lyon County | 0.63% | $1,196 | $189,500 | 2,749 |
| Ohio County | 0.62% | $753 | $121,400 | 7,027 |
| Powell County | 0.62% | $875 | $141,100 | 3,269 |
| Muhlenberg County | 0.62% | $790 | $127,400 | 9,552 |
| Jackson County | 0.62% | $687 | $111,500 | 3,964 |
| Livingston County | 0.61% | $770 | $125,600 | 2,925 |
| Logan County | 0.61% | $1,010 | $164,900 | 8,175 |
| Elliott County | 0.61% | $755 | $123,500 | 1,993 |
| Larue County | 0.60% | $1,104 | $183,500 | 4,760 |
| Simpson County | 0.60% | $1,371 | $229,400 | 5,351 |
| Casey County | 0.60% | $812 | $136,300 | 5,167 |
| Nicholas County | 0.59% | $729 | $123,000 | 2,068 |
| Breckinridge County | 0.58% | $916 | $156,700 | 6,569 |
| Butler County | 0.58% | $645 | $111,100 | 3,367 |
| Crittenden County | 0.57% | $731 | $127,300 | 2,771 |
| Russell County | 0.57% | $929 | $163,200 | 5,354 |
| Laurel County | 0.57% | $906 | $159,500 | 17,185 |
| Grayson County | 0.57% | $930 | $164,600 | 7,553 |
| Trigg County | 0.56% | $1,162 | $207,700 | 4,663 |
| Wayne County | 0.56% | $758 | $135,700 | 5,582 |
| Edmonson County | 0.55% | $881 | $160,300 | 4,086 |
| Rowan County | 0.55% | $885 | $161,800 | 5,901 |
| Wolfe County | 0.55% | $414 | $75,800 | 1,966 |
| Todd County | 0.55% | $909 | $166,700 | 3,466 |
| Allen County | 0.54% | $1,046 | $192,300 | 5,983 |
| Caldwell County | 0.54% | $643 | $118,500 | 3,528 |
| Robertson County | 0.54% | $893 | $165,100 | 644 |
| Cumberland County | 0.54% | $760 | $141,100 | 1,986 |
| Clinton County | 0.52% | $637 | $122,200 | 2,742 |
| Menifee County | 0.51% | $644 | $125,800 | 1,870 |
| Carter County | 0.49% | $649 | $132,800 | 8,639 |
| Rockcastle County | 0.48% | $596 | $123,600 | 4,857 |
What homeowners pay
18% of Kentucky homeowners pay $3,000 or more a year (US 49%)
Owner-occupied homes by yearly real estate taxes paid
| Yearly property tax paid | Share of homeowners |
|---|---|
| No real estate taxes paid | 7% |
| Less than $800 | 22% |
| $800 to $1,499 | 23% |
| $1,500 to $1,999 | 13% |
| $2,000 to $2,999 | 16% |
| $3,000 or more | 18% |
U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25102.
Median tax with a mortgage: $1,798; without: $1,201.
Five years earlier
| 2015–2019 | 2020–2024 | Change | |
|---|---|---|---|
| Median property tax paid | $1,210 | $1,544 | +28% |
| Median home value | $141,000 | $205,600 | +46% |
| Effective rate | 0.86% | 0.75% | -0.11 pts |
Nearby states
| State | Effective rate |
|---|---|
| Illinois median $5,298 | 2.01% |
| Missouri median $1,948 | 0.85% |
| Kentucky median $1,544 | 0.75% |
| Indiana median $1,614 | 0.74% |
| Arkansas median $1,040 | 0.55% |
| West Virginia median $865 | 0.53% |
| Tennessee median $1,442 | 0.50% |
Where to check your own bill
Property tax in Kentucky is assessed and billed locally. State rules, exemptions and relief programs: Kentucky Department of Revenue, property tax.
Questions and answers
- What is the property tax rate in Kentucky?
- The effective rate is 0.75%: a median $1,544 a year on a median home value of $205,600 (Census ACS 2020-2024). It ranks 29th of the 50 states and DC.
- How much is property tax on a $300,000 house in Kentucky?
- About $2,253 a year at the state's effective rate; it varies by county, from $1,447 in Rockcastle County to $3,043 in Campbell County.
- Which county in Kentucky has the highest property tax?
- By effective rate, Campbell County (1.01%). By median bill, Oldham County ($3,519). The lowest rate is in Rockcastle County (0.48%).
- Does this include all property taxes?
- It is the real estate tax that owner-occupants report paying on their home. Business property, renters' indirect costs and personal property taxes on cars are not included.
Related
- Property taxes by stateranking
- Property tax calculatorany US county
- Where do my state taxes go in Kentucky?state budget
- Kentucky income tax calculatortake-home pay
- Federal money in KentuckyUSAspending
Sources and notes
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (released December 2025), tables B25103 (median real estate taxes paid by mortgage status), B25077 (median value), B25102 (mortgage status by real estate taxes paid), B25090 and B25082 (aggregate taxes paid and aggregate value) and B25003 (tenure). Owner-occupied homes. Public domain.
- Five years earlier: ACS 2015–2019 5-year estimates, tables B25103 and B25077. Dollars are nominal.
- Effective rate = median real estate taxes paid ÷ median home value. Taxes are what homeowners report paying for the year; values are what they say the home would sell for. Where the Census Bureau caps the median tax at “$10,000+”, the rate is total taxes paid ÷ total home value instead. ± figures are the Census 90% margins of error.
- Page built 2026-10-10.