Where My Taxes Go

Income tax calculatorIowaTax years 2026 and 2025

Iowa income tax calculator

On a $75,000 salary you pay about $2,198 in Iowa income tax and take home $59,394.Iowa income tax is a flat 3.8% in 2026, after a $16,100 standard deduction ($32,200 married). Single filer: $7,670 federal income tax, $5,738 Social Security and Medicare; $4,950 a month after tax.

Filing status
Tax year

Your estimated take-home pay

$59,394

$15,606 in tax (20.8% of your pay): $7,670 federal income tax, $5,738 Social Security and Medicare, $2,198 Iowa income tax. Every two weeks you keep $2,284.

  • Take-home $59,394
  • Federal income tax $7,670
  • Social Security and Medicare $5,738
  • State and local $2,198

Where My Taxes Go

Iowa pay stub · estimate

Single · tax year 2026

  • Gross pay$75,000.00

Taken out

  • Federal income tax$7,670.00
  • Social Security tax$4,650.00
  • Medicare tax$1,087.50
  • Iowa income tax$2,198.20
Take-home$59,394.30

79.2% of your pay · $4,950 a month

Your Iowa tax paid for (state spending, FY2023)

  • Public welfare$734.65
  • Education$690.62
  • Hospitals$262.11
  • Highways$208.70
  • Everything else$302.12

Your federal income tax paid for (FY2025)

  • Medicare$1,363.17
  • Health and Medicaid$1,338.77
  • Interest on the debt$1,327.12
  • Defense$1,253.66
  • Everything else$2,387.28

Wages only, standard deduction, no dependents or credits beyond personal exemptions. Social Security and Medicare tax go to those programs. Spending splits: Census state finances and U.S. Treasury.

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How the Iowa tax is worked out

Wages$75,000.00
Standard deduction−$16,100.00
Taxable income$58,900.00
Tax from the rate schedule$2,238.20
Personal exemption credit−$40.00
Iowa income tax$2,198.20

Rules: Iowa 2026 (switch the year above). Federal income tax from IRS brackets; it matters here only where the state lets you deduct it.

Iowa take-home pay at common salaries

Single filer, 2026 rules. State rate = state income tax as a share of salary. The salary links open the itemised federal receipt.

SalaryFederal income taxSocial Security + MedicareIowa taxTake-homePer monthState rate
$30,000$1,420$2,295$488$25,797$2,1501.6%
$40,000$2,620$3,060$868$33,452$2,7882.2%
$50,000$3,820$3,825$1,248$41,107$3,4262.5%
$60,000$5,020$4,590$1,628$48,762$4,0632.7%
$75,000$7,670$5,738$2,198$59,394$4,9502.9%
$100,000$13,170$7,650$3,148$76,032$6,3363.1%
$125,000$18,734$9,562$4,098$92,605$7,7173.3%
$150,000$24,734$11,475$5,048$108,743$9,0623.4%
$200,000$36,734$14,339$6,948$141,979$11,8323.5%
$250,000$51,304$15,514$8,848$174,334$14,5283.5%

Married couples filing jointly

Combined wages of the couple, 2026 rules, no dependents.

SalaryFederal income taxSocial Security + MedicareIowa taxTake-homePer monthState rate
$30,000$0$2,295$0$27,705$2,3090.0%
$40,000$780$3,060$216$35,944$2,9950.5%
$50,000$1,780$3,825$596$43,799$3,6501.2%
$60,000$2,840$4,590$976$51,594$4,2991.6%
$75,000$4,640$5,738$1,546$63,076$5,2562.1%
$100,000$7,640$7,650$2,496$82,214$6,8512.5%
$125,000$10,640$9,562$3,446$101,351$8,4462.8%
$150,000$15,340$11,475$4,396$118,789$9,8992.9%
$200,000$26,340$14,339$6,296$153,025$12,7523.1%
$250,000$37,468$15,064$8,196$189,272$15,7733.3%

Iowa income tax rates, 2026 and 2025

2026 and 2025 (same brackets)

Taxable incomeSingleMarried, joint
First dollar3.8%same

Deductions and exemptions

Single / married, joint20262025
Standard deduction$16,100 / $32,200$15,750 / $31,500
Personal exemption credit (off the tax)$40 / $80$40 / $80

Compared with nearby states

Iowa takes $2,198 of a $75,000 salary, #36 of 51

State income tax on $75,000 of wages, single filer, 2026 rules; 1 = highest of 50 states and DC

StateState taxOf pay
Minnesota$3,5774.8%
Illinois$3,5684.8%
Wisconsin$2,9443.9%
Missouri$2,5343.4%
Nebraska$2,5333.4%
Iowa$2,1982.9%
South Dakota$00.0%

Calculated from each state's 2026 rules (sources below).

Where your Iowa income tax goes

Your state income tax split in proportion to Iowa state government spending in fiscal 2023 (Census Bureau). Income tax goes into the general fund with sales tax, federal funds and fees, so this shows how a tax dollar divides, not a dollar-for-dollar trail.

Part of state spendingShareOf the tax on $50kOf the tax on $75kOf the tax on $100k
Public welfare33%$417$735$1,052
Education31%$392$691$989
Hospitals12%$149$262$375
Highways9%$118$209$299
Everything else14%$172$302$433

Full breakdown, where Iowa gets its money and how it compares: Where do my state taxes go in Iowa?

Your federal taxes on the same pay

On $75,000 (single, 2026) the $7,670 of federal income tax splits like federal spending outside Social Security: Medicare $1,363, Health and Medicaid $1,339, Interest on the debt $1,327, Defense $1,254. Your $4,650 Social Security tax and $1,088 Medicare tax go to those programs. Every line, by salary: where do my taxes go if I make $75,000? or make your own federal tax receipt.

Questions and answers

How much tax do I pay in Iowa on $50,000?
About $1,248 of Iowa income tax as a single filer in 2026 (2.5% of your pay), plus $3,820 federal income tax and $3,825 Social Security and Medicare. Take-home pay is $41,107, or $3,426 a month. Married filing jointly on the same wages: $596 state tax.
How much tax do I pay in Iowa on $75,000?
About $2,198 of Iowa income tax as a single filer in 2026 (2.9% of your pay), plus $7,670 federal income tax and $5,738 Social Security and Medicare. Take-home pay is $59,394, or $4,950 a month. Married filing jointly on the same wages: $1,546 state tax.
How much tax do I pay in Iowa on $100,000?
About $3,148 of Iowa income tax as a single filer in 2026 (3.1% of your pay), plus $13,170 federal income tax and $7,650 Social Security and Medicare. Take-home pay is $76,032, or $6,336 a month. Married filing jointly on the same wages: $2,496 state tax.
What is the Iowa income tax rate for 2026?
Flat 3.8% (2025: flat 3.8%). On a $75,000 salary the 2026 tax is $13 lower than in 2025 ($2,212). The brackets and deductions for both years are in the tables on this page.
Does Iowa have local income taxes?
Some Iowa school districts add a surtax on state income tax (about 0.08% of income on average). This calculator adds local tax only if you enter a local rate.

Related

Sources and notes

  1. Iowa Department of Revenue, Iowa income tax rates.
  2. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (Feb. 2026; 2025 and 2026 tables).
  3. Iowa starts from federal taxable income, so the federal standard deduction applies.
  4. Federal income tax, Social Security and Medicare: IRS Rev. Proc. 2025-32 (2026), the 2025 brackets and Publication 501 (2025), Publication 15 and Topic 560; details on the federal tax receipt.
  5. What is included: wages only, single or married filing jointly (the couple's combined wages), the standard deduction or the state's equivalent, personal exemptions and personal exemption credits, no dependents, no other credits, no itemized deductions, no pre-tax 401(k) or health deductions. Your real bill and paycheck withholding can differ.
  6. Rules checked 2026-10-09. Page built 2026-10-09. Nothing you type leaves your browser.