Where My Taxes Go

Property taxNew YorkCensus ACS 2020–2024

Putnam County, New York property tax rate

Homeowners in Putnam County pay a median $10,000 or more a year in property tax, an effective rate of 2.12% of home value.The median home is worth $471,300. That rate is 37% higher than the New York rate (1.55%) and 2.3 times the US rate (0.94%). It is the 27th highest of 62 counties in New York.

Effective rate
2.12%
#27 of 62 in NY · #58 of 3,134 in the US
Median tax paid
$10,000 or more
US $3,119
Median home value
$471,300
US $332,700
Paid by homeowners
$341.4 million
a year, 29,778 owner-occupied homes

The Census Bureau reports Putnam County's median tax only as “$10,000 or more”, so the rate here is total property tax paid by homeowners ÷ total home value (2.12%). The median-based rate is at least 2.12%.

Compared with the state and the US

Putnam County's rate is 2.3 times the US rate

Effective property tax rate (median tax ÷ median home value). Grey ticks: the other 61 counties in New York.

0.0%0.5%1.0%1.5%2.0%2.5%3.0%US 0.94%New York 1.55%Putnam County 2.12%0.0%0.5%1.0%1.5%2.0%2.5%3.0%US 0.94%New York 1.55%Putnam County 2.12%

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.

Estimate your property tax in Putnam County

Home value × the county's effective rate. Change the value to see your estimate.

Estimated property tax a year

$10,010

$834 a month at 2.12%, the effective rate for Putnam County.

At the New York rate (1.55%)$7,320
At the US rate (0.94%)$4,418

An estimate from Census averages, not your bill. Your tax depends on your assessed value, local levies and any exemptions (homestead, senior, veteran) you claim.

Neighbouring counties

Orange County has the highest rate next to Putnam County

Effective property tax rate of every county that borders Putnam County

CountyEffective rate
Orange County median $8,4942.19%
Putnam County median $10,000+2.12%
Rockland County median $10,000+2.06%
Dutchess County median $7,5621.89%
Westchester County median $10,000+1.84%
Western Connecticut Planning Region, CT median $9,2951.42%

U.S. Census Bureau, ACS 2020–2024 5-year estimates; county adjacency file 2024.

What homeowners pay

92% of Putnam County homeowners pay $3,000 or more a year (US 49%)

Owner-occupied homes by yearly real estate taxes paid, with and without a mortgage combined

Yearly property tax paidShare of homeowners
No real estate taxes paid2%
Less than $8001%
$800 to $1,4991%
$1,500 to $1,9991%
$2,000 to $2,9993%
$3,000 or more92%

U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25102.

Median tax with a mortgage: $10,000+; without a mortgage: $10,000+. Homes with a mortgage tend to be newer, bought more recently and worth more.

Where to check your own bill

Your actual bill is set locally: the county assessor values your home, and the county, city, school district and other local districts each set a rate on that value. Exemptions such as a homestead exemption can cut the bill. Check your assessment and bill with the Putnam County assessor or tax collector.

State rules and exemptions: New York State Department of Taxation and Finance, real property.

Questions and answers

What is the property tax rate in Putnam County?
The effective rate is 2.12%: homeowners paid a median $10,000 or more a year on a median home value of $471,300 (Census ACS 2020-2024). The New York rate is 1.55% and the US rate 0.94%.
How much is property tax on a $300,000 house in Putnam County?
About $6,372 a year ($531 a month) at the county's effective rate of 2.12%. Your bill depends on your assessed value, local levies and exemptions.
Is property tax in Putnam County high?
Putnam County's rate is 37% higher than the New York rate and 2.3 times the US rate. It ranks 27th of 62 counties in New York and 58 of 3,134 US counties (1 = highest).
Why might my bill be different?
The rate here is an average across homeowners. Bills depend on when the home was last assessed, the levies of your city and school district, and exemptions or caps you qualify for.

Related

Sources and notes

  1. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (released December 2025), tables B25103 (median real estate taxes paid by mortgage status), B25077 (median value), B25102 (mortgage status by real estate taxes paid), B25090 and B25082 (aggregate taxes paid and aggregate value) and B25003 (tenure). Owner-occupied homes. Public domain.
  2. Five years earlier: ACS 2015–2019 5-year estimates, tables B25103 and B25077. Dollars are nominal.
  3. Effective rate = median real estate taxes paid ÷ median home value. Taxes are what homeowners report paying for the year; values are what they say the home would sell for. Where the Census Bureau caps the median tax at “$10,000+”, the rate is total taxes paid ÷ total home value instead. ± figures are the Census 90% margins of error.
  4. Page built 2026-10-10.