What is the property tax rate in Cole County?

The effective rate is 0.77%: homeowners paid a median $1,769 a year on a median home value of $229,600 (Census ACS 2020-2024). The Missouri rate is 0.85% and the US rate 0.94%.

How much is property tax on a $300,000 house in Cole County?

About $2,311 a year ($193 a month) at the county's effective rate of 0.77%. Your bill depends on your assessed value, local levies and exemptions.

Is property tax in Cole County high?

Cole County's rate is 9% lower than the Missouri rate and 18% lower than the US rate. It ranks 38th of 115 counties in Missouri and 1,670 of 3,134 US counties (1 = highest).

Why might my bill be different?

The rate here is an average across homeowners. Bills depend on when the home was last assessed, the levies of your city and school district, and exemptions or caps you qualify for.

Property taxMissouriCensus ACS 2020–2024

Cole County, Missouri property tax rate

Homeowners in Cole County pay a median $1,769 a year in property tax, an effective rate of 0.77% of home value.The median home is worth $229,600. That rate is 9% lower than the Missouri rate (0.85%) and 18% lower than the US rate (0.94%). It is the 38th highest of 115 counties in Missouri.

Effective rate

0.77%

#38 of 115 in MO · #1,670 of 3,134 in the US

Median tax paid

$1,769

± $53 · US $3,119

Median home value

$229,600

US $332,700

Paid by homeowners

$42.1 million

a year, 21,098 owner-occupied homes

Compared with the state and the US

Cole County's rate is 18% lower than the US rate

Effective property tax rate (median tax ÷ median home value). Grey ticks: the other 114 counties in Missouri.

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.

Estimate your property tax in Cole County

Home value × the county's effective rate. Change the value to see your estimate.

Home value

Estimated property tax a year

$1,769

$147 a month at 0.77%, the effective rate for Cole County.

At the Missouri rate (0.85%)	$1,942
At the US rate (0.94%)	$2,152

An estimate from Census averages, not your bill. Your tax depends on your assessed value, local levies and any exemptions (homestead, senior, veteran) you claim.

Neighbouring counties

Boone County has the highest rate next to Cole County

Effective property tax rate of every county that borders Cole County

County	Effective rate
Boone County median $2,328	0.85%
Cole County median $1,769	0.77%
Callaway County median $1,548	0.77%
Moniteau County median $1,245	0.68%
Osage County median $1,307	0.59%
Miller County median $1,102	0.57%

U.S. Census Bureau, ACS 2020–2024 5-year estimates; county adjacency file 2024.

What homeowners pay

16% of Cole County homeowners pay $3,000 or more a year (US 49%)

Owner-occupied homes by yearly real estate taxes paid, with and without a mortgage combined

Yearly property tax paid	Share of homeowners
No real estate taxes paid	4%
Less than $800	7%
$800 to $1,499	30%
$1,500 to $1,999	21%
$2,000 to $2,999	22%
$3,000 or more	16%

U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25102.

Median tax with a mortgage: $1,773; without a mortgage: $1,764. Homes with a mortgage tend to be newer, bought more recently and worth more.

Five years earlier

The median tax bill rose 25% between the 2015–2019 and 2020–2024 surveys while median home value rose 41%, so the effective rate went down from 0.87% to 0.77%.

	2015–2019	2020–2024	Change
Median property tax paid	$1,415	$1,769	+25%
Median home value	$162,300	$229,600	+41%
Effective rate	0.87%	0.77%	-0.10 pts

Where to check your own bill

Your actual bill is set locally: the county assessor values your home, and the county, city, school district and other local districts each set a rate on that value. Exemptions such as a homestead exemption can cut the bill. Check your assessment and bill with the Cole County assessor or tax collector.

Questions and answers

What is the property tax rate in Cole County?: The effective rate is 0.77%: homeowners paid a median $1,769 a year on a median home value of $229,600 (Census ACS 2020-2024). The Missouri rate is 0.85% and the US rate 0.94%.
How much is property tax on a $300,000 house in Cole County?: About $2,311 a year ($193 a month) at the county's effective rate of 0.77%. Your bill depends on your assessed value, local levies and exemptions.
Is property tax in Cole County high?: Cole County's rate is 9% lower than the Missouri rate and 18% lower than the US rate. It ranks 38th of 115 counties in Missouri and 1,670 of 3,134 US counties (1 = highest).
Why might my bill be different?: The rate here is an average across homeowners. Bills depend on when the home was last assessed, the levies of your city and school district, and exemptions or caps you qualify for.

Missouri property tax rates by county0.85%
Property taxes by stateall 50 states and DC
Property tax calculatorany US county
Where do my state taxes go in Missouri?state budget
Missouri income tax calculatortake-home pay

Sources and notes

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (released December 2025), tables B25103 (median real estate taxes paid by mortgage status), B25077 (median value), B25102 (mortgage status by real estate taxes paid), B25090 and B25082 (aggregate taxes paid and aggregate value) and B25003 (tenure). Owner-occupied homes. Public domain.
Five years earlier: ACS 2015–2019 5-year estimates, tables B25103 and B25077. Dollars are nominal.
Effective rate = median real estate taxes paid ÷ median home value. Taxes are what homeowners report paying for the year; values are what they say the home would sell for. Where the Census Bureau caps the median tax at “$10,000+”, the rate is total taxes paid ÷ total home value instead. ± figures are the Census 90% margins of error.
Page built 2026-10-10.